George Hockaday-Bey · FHA-Approved 203(k) Consultant #P2038 · Serving properties within 50 miles of Washington, D.C.
The Document Your Renovation Loan Can't Close Without.
Standard 203(k) loans require an FHA-approved consultant's Work Write-Up before your lender can move forward. George Hockaday-Bey, FHA-Approved 203(k) Consultant #P2038, prepares lender-ready Work Write-Ups and Cost Estimates for renovation projects within 50 miles of Washington, D.C.
Start Your Project Intake
FHA-Approved Consultant #P2038
Construction & electrical background
20+ years in the DMV market
Built for people whose deal depends on getting the renovation documented right.
Buyers & Owners
Purchasing or refinancing a property that needs rehabilitation with an FHA 203(k) or other renovation loan.
Loan Officers
You need a rostered, responsive consultant who delivers documents underwriters accept.
Real Estate Agents
Your listing or buyer deal only works if the renovation loan works.
What you get when your project is accepted.
- Property review — a structured on-site review of the property's condition after engagement, focused on required repairs and your renovation goals.
- Work Write-Up and Cost Estimate — the detailed scope of work and line-item cost breakdown your lender requires, in the format underwriters expect.
- Supporting documentation — photographs, specifications, and the exhibits that keep underwriting moving instead of stalling.
- Bid reconciliation — contractor bids compared against the Work Write-Up so discrepancies surface before closing, not after.
- Draw consulting — inspection and paperwork support during construction, when separately engaged.
Not sure which 203(k) you need? Your lender decides — but here's the short version.
Standard 203(k) covers major and structural work and requires an FHA-approved consultant. Limited 203(k) covers smaller, nonstructural projects and doesn't require one under FHA rules — though many borrowers use a consultant anyway to keep scope and costs honest.
FHA offers Limited and Standard 203(k) options. Limited 203(k) is generally for minor remodeling and nonstructural work within the applicable rehabilitation limit and does not require a consultant under FHA rules, although a consultant may be used. Standard 203(k) requires an FHA-approved consultant. The lender makes the final program and document determination. Prospects must verify with their lender whether a consultant Work Write-Up is required before entering the full engagement.
A qualification process, not a booking page.
1 Intake
2 Review
3 Qualification
4 Private paid engagement
5 Work Write-Up
You submit your project. We review it. If it's a fit, George walks you through the engagement privately — clear scope, clear fees, no surprises. Every project is reviewed within 2 business days.
Local, and on purpose.
Properties generally within 50 miles of Washington, D.C., subject to review and acceptance. A consultant who knows DMV construction costs, DMV permitting, and DMV contractors produces a Work Write-Up your lender can actually rely on.
Straight answers to the questions everyone asks.
Do I need a 203(k) consultant?Standard 203(k) requires one; Limited may not. Your lender makes the final call.
Do I need a lender before I submit?No. Strong projects can be reviewed first — but confirm requirements with your lender before the full engagement.
Do you provide free estimates or walk-throughs?No. The intake is a project review, not an estimate, and no visit is scheduled until a project is accepted and privately engaged.
How fast are site notes delivered?Within 5 business days after a completed visit.
Have a property and a renovation goal? That's all you need to start.
No budget required. No lender required. No construction vocabulary required. Tell us about the property and what you want to accomplish, and your project will be reviewed within 2 business days.
Start Your Project Intake